WHO WE SERVE

Built Exclusively for Building Material Suppliers

If your business sells materials to contractors, GCs, developers, or home and commercial builders, and carries open accounts receivable, then you need BlackOX Capital on your side.

Invoice to cash in as little as 14 days Serving building material suppliers nationwide 15+ years construction AR experience

THE SUPPLIER WE SERVE

The Supplier Who Feels This Every Month

You delivered the materials. You submitted the invoice. Now you wait. 45 days. 90 days. Sometimes longer. Meanwhile payroll is due, inventory needs replenishing, and operations keep moving — all funded by cash sitting in your AR aging report, uncollected. BlackOX Capital was built to end exactly that.

83 Days
Average DSO for building material suppliers
82%
Contractors report waiting 30+ days past due
$299B
Lost to slow payments annually — Rabbet 2025
14 Days
Average time to first cash movement with BlackOX

We Can Help You If

✓ You are a building material supplier selling to contractors, GCs, developers, or home builders
✓ You have open invoices sitting in your AR aging report waiting to be collected
✓ You deliver on credit terms and need your cash moving faster
✓ You want faster cash without factoring, debt, or selling your receivables
✓ You want a partner who knows construction finance and fights for what you have earned

"64% of subcontractors report being slow-paid by general contractors. That cash doesn't just delay — it compounds."

Billd, 2025 National Subcontractor Market Report

INDUSTRIES WE SERVE

Every Construction Vertical Where Building Materials Are Sold and Delivered on Credit

Construction jobsite — building material delivery
Lumber & Framing

Framing lumber, engineered wood, structural panels. High volume, large invoice values, complex GC payment chains.

Steel & Metal Suppliers

Structural steel, rebar, metal framing, specialty metals. Long lead times create payment complexity.

Concrete & Masonry

Ready-mix, block, precast. When job-site schedules shift, invoices get disputed — and payment slows down.

Roofing & Specialty Materials

Shingles, membrane, specialty products. Often delivered to multiple locations under one contractor.

Electrical & Lighting Suppliers

High SKU count, complex project billing. Electrical suppliers often get paid last, after the general contractor settles up.

Plumbing & HVAC Supply

Mechanical suppliers are often last in the payment chain. When customers depend on your next delivery, you have more room to push for payment.

Drywall & Insulation

High volume, competitive margins. Every extra day an invoice goes unpaid cuts into what you actually take home.

Windows & Doors

High unit value, custom lead times, and frequent change orders make invoicing disputes common. Getting paid on time requires follow-through from day one.

"The longer an invoice ages, the more expensive it becomes to collect — and the less of it you recover."

CFMA Financial Benchmarkers, 2025

HONEST ABOUT OUR FIT

We're Not for Everyone

BlackOX Capital is not a collection agency. We don't pursue charged-off debt or work accounts past 180 days as our primary service. We are a proactive AR management firm — best for suppliers who want to prevent problems, not just recover from them.

NOT IDEAL FOR

Suppliers without open trade credit accounts
Businesses looking for factoring or invoice financing
Companies with less than $500K in total open AR
Suppliers primarily selling retail or cash terms

"Your customers aren't trying to bankrupt you. But the payment system they operate in might."

National Association of Credit Management (NACM), 2025
★★★★★
We had $2.1M sitting in in our AR aging that our team just couldn't move. BlackOX came in, mapped every account, and we started seeing cash within three weeks. I didn't think it was possible that fast.
David R., Controller Roofing & Building Materials Distributor | Pacific Northwest

TAKE THE NEXT STEP

We've Helped Countless Other Suppliers with their Receivable Challenge

Show us your AR aging, and we'll show you how we'll fix it.

Schedule a Call

Common Questions

Frequently Asked Questions

Who does BlackOX Capital serve? +

BlackOX Capital serves building material suppliers — lumber, steel, roofing, concrete, electrical, HVAC, plumbing, and specialty materials — who sell on credit terms to contractors, GCs, developers, and home builders and need to collect accounts receivable faster.

Does BlackOX Capital work with lumber and roofing distributors? +

Yes. BlackOX Capital works with lumber distributors, roofing suppliers, steel suppliers, concrete producers, electrical distributors, and all building material companies that carry open invoices with contractors and GCs. We manage active accounts receivable and accelerate cash collection.

Contractors owe my company money. Can you help collect it? +

Yes. If you are a building material supplier with open invoices owed by contractors, GCs, developers, or home builders, BlackOX Capital manages your active accounts receivable, applies daily structured follow-up, and accelerates cash collection — without factoring, collection agencies, or taking on debt.

What size company does BlackOX Capital work with? +

BlackOX Capital works with building material suppliers from $1M to $150M+ in annual revenue, structured across four tiers. Small regional suppliers through large national distributors — if you carry open accounts receivable with contractors, we can help.

Is there a company that specializes in construction supplier AR? +

Yes. BlackOX Capital is built exclusively for building material suppliers in the construction industry. We specialize in active accounts receivable management, cash flow acceleration, and invoice recovery for suppliers who sell on credit terms to contractors — not a general collections firm, not a factoring company.

Do you work with active invoices or only past-due accounts? +

BlackOX Capital works exclusively with active accounts receivable — open invoices that are still within the normal billing cycle. We begin managing your AR from day one so invoices never age into uncollectable accounts. We do not work failed debt or accounts that have already been written off.