DON'T Wait 90 Days To Get Paid.
We Turn Your Receivables Into Cash In As Little As 14 Days.
The moment you engage us, we go to work. Account by account. Invoice by invoice. Built exclusively for building material suppliers who need to get paid now.
- No Factoring
- No Debt
- No Long-Term Contracts
- You Keep Full Control
"If your invoices are aging past 30 days, your margin is already eroding. The question is not whether to act — it is how long you can afford to wait."— National Association of Credit Management (NACM), 2025
Why BlackOX Capital
Not Factoring. Not a Collection Agency. Not Software. Not a Lender.
There are four ways companies try to solve cash flow problems. Only one actually picks up the phone, works your active accounts receivable, and fights for every dollar you have already earned.
| Factoring | Collection Agency | AR Software / AI | Business Loan | BlackOX Capital | |
|---|---|---|---|---|---|
| Works your active accounts receivable | ✗ | ✗ | ◐ | ✗ | ✓ |
| Makes live phone calls to customers | ✗ | ◐ | ✗ | ✗ | ✓ |
| Human-driven daily follow-up | ✗ | ✗ | ✗ | ✗ | ✓ |
| Collects 100% of invoice face value | ✗ | ✗ | ✓ | ✗ | ✓ |
| No debt or borrowing required | ✓ | ✓ | ✓ | ✗ | ✓ |
| No selling or transferring your invoices | ✗ | ✓ | ✓ | ✓ | ✓ |
| Protects customer relationships | ✗ | ✗ | ◐ | ✓ | ✓ |
| Works invoices before they go past-due | ✗ | ✗ | ◐ | ✗ | ✓ |
| Dispute resolution and lien strategy | ✗ | ✗ | ✗ | ✗ | ✓ |
| Dedicated account rep on your file | ✗ | ✗ | ✗ | ✗ | ✓ |
| Weekly AR performance reporting | ✗ | ✗ | ✓ | ✗ | ✓ |
| Built exclusively for construction suppliers | ✗ | ✗ | ✗ | ✗ | ✓ |
AR software automates your process. It does not pick up the phone. BlackOX Capital makes the call, follows up daily, and recovers cash that software cannot touch.
You Already Earned the Revenue.
Let us Turn It Into Cash.
In a 30-minute review, we'll separate your receivables into three buckets:
- 1. Cash that we can accelerate recovery now
- 2. Cash delayed requiring strategic follow-up
- 3. Cash at high risk of loss
The objective is simple: identify the fastest cash recovery opportunities, while building a plan for the remaining balances.
Common Questions
Frequently Asked Questions
How can I collect my accounts receivable faster? +
BlackOX Capital manages every open invoice from day one, applying structured outreach, escalation schedules, and daily payment pressure to move cash in as little as 14 days — without factoring, selling your receivables, or adding debt.
What is the difference between AR management and factoring? +
Factoring requires you to sell your invoices at a discount and permanently give up ownership. AR management works your active receivables to collect 100% of what is owed — no selling, no discount, no debt. You keep every dollar you earned.
How is BlackOX Capital different from a collection agency? +
Collection agencies work failed or written-off debt — accounts that have already been abandoned. BlackOX Capital works active accounts receivable: invoices that are still open, still within your billing cycle, and fully collectible. We protect your customer relationships, not damage them.
How can I improve cash flow without taking on debt? +
The fastest way to improve cash flow without debt is to collect the money already owed to you. BlackOX Capital compresses your AR aging cycle by managing every open invoice daily — turning receivables into cash flow without loans, lines of credit, or selling your accounts.
Do you work with active invoices or only past-due accounts? +
BlackOX Capital works exclusively with active accounts receivable — open invoices that are still within the normal billing cycle. We begin working your AR from day one so invoices never age into problem accounts. We do not work failed debt or written-off accounts.
How long does it take to start seeing cash movement? +
Most clients see their first cash movement within 14 days of engagement. We start with a full AR Aging Diagnosis, identify the highest-value open invoices, and begin structured outreach immediately.
Is there a company that helps building material suppliers get paid faster? +
Yes. BlackOX Capital was built exclusively for building material suppliers — lumber, steel, roofing, concrete, electrical, HVAC, and specialty materials — who carry open accounts receivable with contractors and GCs. We specialize in exactly this problem.
What does AR aging mean and why does it matter? +
AR aging refers to how long your outstanding invoices have been unpaid. The older an invoice gets, the lower the probability of full recovery. BlackOX Capital monitors your AR aging daily — keeping invoices moving before they slip past 60, 90, or 120 days where recovery becomes significantly harder.