Agreement to Terms

Welcome to BlackOX Capital. By accessing or using blackoxcapital.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.

If you do not agree with any part of these Terms, please do not use the Site. Your continued use of the Site after any updates to these Terms constitutes your acceptance of the revised version.

These Terms apply to all visitors, users, and anyone else who accesses the Site.

About BlackOX Capital

BlackOX Capital is an accounts receivable management firm serving building material suppliers in the construction industry. We help suppliers accelerate cash flow by taking on the operational work of managing their AR — following up on outstanding invoices, improving collection timelines, and reducing days sales outstanding (DSO).

We are not a lender, a factoring company, a collection agency, or a software platform. We are an operational partner that works alongside your team on behalf of your business.

BlackOX Capital is a subsidiary of Ekeroma Group, headquartered in Seattle, WA.

Use of This Website

Permitted Use

This Site is intended for business professionals seeking information about BlackOX Capital's services. You may use it to:

Prohibited Use

You agree not to use this Site in any of the following ways:

We reserve the right to terminate or restrict your access if we believe you are violating these Terms.

Intellectual Property

All content on this Site — including text, graphics, logos, images, methodology descriptions, frameworks, case studies, and the overall design — is the property of BlackOX Capital and/or Ekeroma Group and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or use any Site content for commercial purposes without prior written permission from BlackOX Capital.

Our "Cash Acceleration" approach, AR management frameworks, diagnostic methodologies, and proprietary processes are the intellectual property of BlackOX Capital. References to these concepts on this Site do not grant any license or rights to use them.

You may share links to this Site and quote brief excerpts for non-commercial, informational purposes (such as in a business blog post or article), provided you attribute the content to BlackOX Capital and include a link back to the Site.

Service Engagements

Important: This website is for informational purposes only. Visiting this Site, submitting a contact form, or scheduling a consultation call does not create a service engagement, client relationship, or any contractual obligation between you and BlackOX Capital.

A formal service engagement with BlackOX Capital begins only when both parties have signed a separate written Engagement Agreement that sets out the specific scope, terms, fees, and conditions of the engagement. Nothing on this Site should be interpreted as an offer, acceptance, or formation of a business contract.

Until an Engagement Agreement is fully executed, BlackOX Capital has no obligation to provide any services, and you have no obligation to engage us.

No Financial, Legal, or Tax Advice

The content on this Site — including any articles, guides, case summaries, or service descriptions — is provided for general informational purposes only. It does not constitute financial, legal, accounting, tax, or investment advice.

Every business is different. Before making decisions about your accounts receivable strategy, financing arrangements, or business operations, you should consult a qualified professional (accountant, attorney, financial advisor, or other specialist) who understands your specific situation.

BlackOX Capital makes no representations that any information on this Site is appropriate for your particular circumstances.

Testimonials and Case Studies

Any client testimonials, success stories, or case study results featured on this Site reflect the experiences of individual clients under their specific business conditions. They are shared to illustrate what is possible — not to guarantee similar outcomes.

Results vary based on many factors, including industry conditions, customer base, invoice volume, existing AR processes, and the client's own team participation. Past results are not a guarantee of future performance.

Forward-Looking Statements

This Site may reference projections, benchmarks, or performance ranges — such as DSO reduction targets, cash flow acceleration timelines, or historical recovery rates. These figures are based on industry research, prior client engagements, and generally observed outcomes in the building materials sector.

They are forward-looking in nature and subject to significant uncertainty. Actual results for any individual client will depend on factors unique to that business. BlackOX Capital makes no guarantee that any specific outcome will be achieved.

Third-Party Links

This Site may contain links to third-party websites, including industry associations, partner platforms, and professional resources. These links are provided for your convenience and do not constitute an endorsement of those sites or their content.

BlackOX Capital has no control over third-party websites and is not responsible for their content, privacy practices, accuracy, or availability. Your use of any linked site is governed by that site's own terms and policies.

Disclaimer of Warranties

This Site is provided on an "as is" and "as available" basis, without warranties of any kind — express, implied, or statutory.

To the fullest extent permitted by law, BlackOX Capital disclaims all warranties, including:

We make reasonable efforts to keep information current and accurate, but we do not guarantee it.

Limitation of Liability

To the maximum extent permitted by the laws of Washington State, BlackOX Capital, its officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of — or inability to use — this Site or its content.

This includes, without limitation, damages for lost profits, lost data, business interruption, reputational harm, or any other commercial or economic loss, even if BlackOX Capital has been advised of the possibility of such damages.

Our total aggregate liability to you for any claim arising from use of the Site will not exceed one hundred U.S. dollars ($100).

Some jurisdictions do not allow the exclusion of certain warranties or limitations on liability, so some of the above may not apply to you.

Indemnification

You agree to indemnify, defend, and hold harmless BlackOX Capital, Ekeroma Group, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to:

Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Washington, USA, without regard to its conflict of law principles.

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Site will first be submitted to good-faith negotiation between the parties. If unresolved within 30 days, at BlackOX Capital's option, disputes may be resolved through:

You waive any right to a jury trial and agree not to bring or participate in any class action lawsuit related to the Site or these Terms.

Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices, legal requirements, or the nature of the Site. When we make material changes, we will update the "Last Updated" date at the top of this page.

Your continued use of the Site after any update constitutes your acceptance of the revised Terms. If you do not agree to the new Terms, please discontinue use of the Site.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, that provision will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions will continue in full force and effect.

The failure of BlackOX Capital to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and BlackOX Capital regarding your use of this Site. They supersede all prior understandings, agreements, or representations relating to the same subject matter.

Contact Us

If you have questions about these Terms or anything else related to using our Site, please get in touch: